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New Launch vs Resale Condos In 2024: Which To Buy? The property market has seen some notable changes over the year; but one of the more obvious differences is the price gap between new launch and resale condos. With new
Is It Still Worth Buying A Freehold Property For Retirement? A few years ago, I wrote an article, “FREEHOLD VS LEASEHOLD: Is It Always Worth Paying More For A Freehold Condo?”. Here, I am asking a related question, does it
Is It Still Worth Upgrading To A Condo In 2024? As 2023 comes to an end, home loan interest rates are up, and private home prices are higher than they were in previous years (although frankly, home prices rising is
How Your Property Can Still Provide For Retirement In 2023 And Beyond Retirement planning is paramount to many Singaporeans. Beyond the traditional portfolio of stocks and bonds, real estate has always been a compelling and tangible asset class that can
Minimum Occupation Period (MOP) is an important milestone because it is the point at which you can rent out your entire flat or sell it on the open market. What options do I have now after reaching MOP?
Buying your first home is an important decision. What type of housing should you buy? What are the pros and cons of each option? What other factors should you consider?
If you are planning to upgrade from HDB to private condo, the two important steps are financial planning and timeline planning.
New launch versus resale: which is a better investment property? In this article we explore 6 reasons, based on empirical data, why new launch is a better choice.
Integrated developments are very popular with home buyers. What are the reasons? Are they good investments? What are their track records? What are the differences between staying in an integrated development versus a regular condo?
One of the most important factors when you decide to sell your property is to price it correctly. Should you set it high or low?
What are the Pros and Cons of Van Holland? Van Holland is a freehold development that sits on the site of the former Toho Mansion, which was purchased at a price of S$1,805 per square foot per plot ratio. Units
Most homebuyers would not consider leasehold landed properties. Here, I would like to challenge conventional thinking and make a case for it.
The government introduced another round of cooling measures on Dec 15, 2021 to curb the bull property market. Will they correct the market?
The HDB resale market has recovered dramatically in 2020 since Covid-19 and continues its upward trend into 2021. What is driving the market? Will it be sustainable?
Amenities are important considerations when buying a property. But is it always justifiable to pay more for a property because of them, especially when these amenities may be dis-amenities because they do not match your needs?
Investors love shoebox units. What are the reasons? Are they always good investment choices? What factors should you consider when buying a shoebox unit?
When buying a unit from a new condo launch you are spoilt with choices so you need some basic pointers to make the right choice.
Normanton will be the first and biggest launch in 2021. Is this mega-project worth considering? What are the pros and cons? Will there be upside potential?
Most Singaporeans use their CPF to buy houses. What are the things you can and cannot use your CPF to pay for? What are the important things you need to watch out for when using your CPF to pay for your property?
Landed house is the pinnacle of a home buyer’s asset progression. They are highly sought after for their long term investment values. Despite Covid-19, record number of landed homes are sold in 2020.
Executive Condominiums (EC), a hybrid of HDB and private condo, comes with full condo facilities. What are the terms and conditions for buying an EC? What are the pros and cons of EC?
How do you choose the right property for good rental yield? Apart from good location, what are other criteria you must consider?
Traditionally, freehold property is always more prized than leasehold. With condo prices ever increasing, it is always worth paying more for freehold condo? When is a leasehold condo a better investment?
Comparing property prices is an important part of the buying process. But using the wrong criteria can mean making a bad decision.
Do you know which are the 9 top selling projects in June 2020? One of them sold just over 100 units. Why are they selling so well despite Covid-19?
Is it a good idea to pay off your home loan faster? What are the pros and cons? Paying off faster may help to save on the interests but are there other considerations?
Where are the regional business hubs in Singapore outside the CBD? Why buy property near these areas? What are the top condo picks near them?
Is now a good time to buy property in the face of Covid-19 pandemic? Will property market crash under the weight of our biggest crisis ever?
What is life as a property agent? Is it just about earning fat commissions? Learning to live, laugh and love makes this a meaningful career for me.
Enhanced contra facility enables an HDB owner to sell and buy to use the sales proceeds to pay directly for the purchase to mitigate cashflow problem.
Property prices are ‘expected’ to fall during this Covid-19 crisis. But what factors help to keep up the market to prevent prices from nose-diving?
When you buy a property, do you buy with a mindset of a home buyer or investor or a combination of both?
With the current Covid-10 circuit breaker where all show flats are closed and no viewing is allowed, it doesn’t mean your search for your dream house has to stop.
Financial planning is an important step when you plan to upgrade from an HDB to a private condo. Here is a step-by-step financial guide.
Property owners who are facing with cash flow problem will gave 4 ways to help them weather through this trying time without selling their property.
Mortgage insurance is often overlooked by homeowners. What will happen if you were to pass on suddenly without a mortgage insurance?
A home equity loan is a secured loan against the value of your home at a very low fixed interest rate. You can use the money for your needs and investments.
Why A Lock-In Clause Is Not Always Bad For Home Loan A home loan is the first thing a homebuyer needs to consider when buying a property. There are only rare fortunate few who can afford to buy without having
Since 2013, HDB resale flat prices have declined. With concerns of diminishing lease tenure, the trend will likely continue. Can you still count on your flat as a “retirement asset”?
High price PSF is the norm for new launches. Why are so many people still buying? What other important factors should we consider when buying a property?
Selling a HDB flat may not be as straightforward as you think. Do watch out for these 5 blind spots when you plan to sell your HDB flat because they can be costly pitfalls.
Do we have a property supply glut? This question is on the mind of many people, especially when there was an avalanche of about 60 new launches in 2019.
REVISIT SELL ONE BUY TWO “Sell one property buy two” is nothing new, but it has been in the spotlight recently. Some pundits have highlighted the risk of such strategy and cautioned buyers to exercise caution and prudence. Significant risks
Client’s Interest or Own Interest? There are times when a property agent has to choose between protecting a client’s interest or serving his/her own interest. I faced this dilemma recently. I brought a buyer to view a condo unit with an asking price of
DIY or Using An Agent? To answer this perennial question whether it is better to do-it-yourself (DIY) or engage an agent when buying or selling your property, let me share with you something that happened to me that is not
Which Property Types Is For Me? Different Property Options and Their Implications I am often approached by young couples asking me what property types should they buy for their first property. There isn’t a definitive answer. But these would be my personal priorities: BTO
Will The New Holland Village Be Better? Holland Village is identified by The Urban Redevelopment Authority (URA) as one of Singapore’s endearing Identity Nodes and a distinctive lifestyle destination. URA then hatched a plan for a new Holland Village extension to
Failing To Plan Is Planning To Fail A few years ago, when my son received his IB results, we were elated. He scored 44/45, just short of a perfect score. Fortunately, he has my wife’s intelligence gene. Confidently, my son
Upgrading to a Condo is not Always Feasible I had a chat recently with a friend who has indicated she wants to upgrade to a private condo. She is a 57-year-old single mother with a university-bound daughter. Currently owned a
Property Investors Don’t Think About Retirement Age I was glued to the TV last night listening to the PM’s National Day Rally speech. One thing caught my attention: government’s plan to raise the retirement age from 62 to 65, and re-employment age from
Can’t Accept A 10% Depreciation of HDB Flat HDB’s depreciation is real! Recently I was contacted by a couple who was looking to sell their 44-year old 3R flat in Holland Avenue. They bought the property 7 years ago –
Not All Condos Are Equal: Old or New Properties? In 2007, I had 2 buyers who came to me wanting to buy properties. The first buyer, against my advice, bought an older condo at Holland Peak for $2.36m. It was
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Danny Han has always been in the people’s business, having spent 23 years as a church pastor, five years as an insurance agent, and the last 16 years as a property consultant.
Danny has a genuine interest in people and firmly believes in personal integrity. While helping homeowners with their property needs, their interest always takes precedence over his personal gains. Hence, Danny has consistently earned his clients’ complete trust and loyalty. Many of them have become his personal friends.
Danny received his Diploma in Mechanical Engineering from Singapore Polytechnics and Bachelor of Science from Oklahoma Christian University of Science and Arts in Bible & Psychology.
Besides keeping abreast of the property market trend and constantly equipping himself to better serve his clients, Danny is a passionate foodie, a weekend cyclist, and an avid hiker.