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	Comments for Holland Property	</title>
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	<link>https://hollandproperty.com.sg/</link>
	<description>Your trusted Holland Village resident agent</description>
	<lastBuildDate>Sun, 17 Sep 2023 11:53:19 +0000</lastBuildDate>
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		Comment on Enhanced Contra Facility: A Case Study by hollandproperty		</title>
		<link>https://hollandproperty.com.sg/enhanced-contra-facility-a-case-study/#comment-4166</link>

		<dc:creator><![CDATA[hollandproperty]]></dc:creator>
		<pubDate>Thu, 25 Mar 2021 12:17:05 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7314#comment-4166</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://hollandproperty.com.sg/enhanced-contra-facility-a-case-study/#comment-4106&quot;&gt;Sonia&lt;/a&gt;.

In a contra case, you calculate your sales proceeds which will directly pay for the purchased flat. Yes, Hdb will take your CPF, 50% cash then loan. You may choose to keep up to $20k in your CPF.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://hollandproperty.com.sg/enhanced-contra-facility-a-case-study/#comment-4106">Sonia</a>.</p>
<p>In a contra case, you calculate your sales proceeds which will directly pay for the purchased flat. Yes, Hdb will take your CPF, 50% cash then loan. You may choose to keep up to $20k in your CPF.</p>
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		<title>
		Comment on Enhanced Contra Facility: A Case Study by Sonia		</title>
		<link>https://hollandproperty.com.sg/enhanced-contra-facility-a-case-study/#comment-4106</link>

		<dc:creator><![CDATA[Sonia]]></dc:creator>
		<pubDate>Fri, 05 Mar 2021 06:36:42 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7314#comment-4106</guid>

					<description><![CDATA[Hi, for contra may I check if the cash proceed calculation is the same as selling first, buy later? As in will we still get half proceeds as cash proceeds if we use contra? For contra, will they be taking cpf refunds + 50 percent proceeds and bal is loan? Thank you!]]></description>
			<content:encoded><![CDATA[<p>Hi, for contra may I check if the cash proceed calculation is the same as selling first, buy later? As in will we still get half proceeds as cash proceeds if we use contra? For contra, will they be taking cpf refunds + 50 percent proceeds and bal is loan? Thank you!</p>
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		<title>
		Comment on 4 Options After HDB Flat Reaches Minimum Occupation Period (MOP) by hollandproperty		</title>
		<link>https://hollandproperty.com.sg/4-options-after-hdb-flat-reaches-minimum-occupation-period-mop/#comment-3397</link>

		<dc:creator><![CDATA[hollandproperty]]></dc:creator>
		<pubDate>Sat, 17 Oct 2020 16:05:34 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7528#comment-3397</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://hollandproperty.com.sg/4-options-after-hdb-flat-reaches-minimum-occupation-period-mop/#comment-3396&quot;&gt;Joseph&lt;/a&gt;.

Hi Joseph! Appreciate your comment and I am happy that the article is helpful to you. I will be more than happy to get in touch with you to explore your options. You can send me a message through the contact form.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://hollandproperty.com.sg/4-options-after-hdb-flat-reaches-minimum-occupation-period-mop/#comment-3396">Joseph</a>.</p>
<p>Hi Joseph! Appreciate your comment and I am happy that the article is helpful to you. I will be more than happy to get in touch with you to explore your options. You can send me a message through the contact form.</p>
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		<title>
		Comment on 4 Options After HDB Flat Reaches Minimum Occupation Period (MOP) by Joseph		</title>
		<link>https://hollandproperty.com.sg/4-options-after-hdb-flat-reaches-minimum-occupation-period-mop/#comment-3396</link>

		<dc:creator><![CDATA[Joseph]]></dc:creator>
		<pubDate>Sat, 17 Oct 2020 15:59:04 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7528#comment-3396</guid>

					<description><![CDATA[Thanks for the article. My flat has 1 more year before reaching MOP. I would like to start planning now for my next move. I would like to explore the options with you.]]></description>
			<content:encoded><![CDATA[<p>Thanks for the article. My flat has 1 more year before reaching MOP. I would like to start planning now for my next move. I would like to explore the options with you.</p>
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		<title>
		Comment on Should You Pay Off Your Home Loan Faster? by RIck Fok		</title>
		<link>https://hollandproperty.com.sg/should-you-pay-off-your-home-loan-faster/#comment-3290</link>

		<dc:creator><![CDATA[RIck Fok]]></dc:creator>
		<pubDate>Thu, 30 Jul 2020 02:50:32 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=8990#comment-3290</guid>

					<description><![CDATA[Interesting article,  It really open my mind about repaying your loan.
I didnt know there are disadvantage to repaying faster.

It is indeed an eye opener if you are seeking wealth accumulation ideas.

Strongly recommend that you should consider your cash position, before repaying your loan.]]></description>
			<content:encoded><![CDATA[<p>Interesting article,  It really open my mind about repaying your loan.<br />
I didnt know there are disadvantage to repaying faster.</p>
<p>It is indeed an eye opener if you are seeking wealth accumulation ideas.</p>
<p>Strongly recommend that you should consider your cash position, before repaying your loan.</p>
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		<title>
		Comment on Live Laugh Love: My Life As A Property Agent by hollandproperty		</title>
		<link>https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3090</link>

		<dc:creator><![CDATA[hollandproperty]]></dc:creator>
		<pubDate>Tue, 16 Jun 2020 05:41:48 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7614#comment-3090</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3085&quot;&gt;Ying&lt;/a&gt;.

Yes, thanks!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3085">Ying</a>.</p>
<p>Yes, thanks!</p>
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		<title>
		Comment on Live Laugh Love: My Life As A Property Agent by Ying		</title>
		<link>https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3085</link>

		<dc:creator><![CDATA[Ying]]></dc:creator>
		<pubDate>Mon, 15 Jun 2020 21:13:01 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7614#comment-3085</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3083&quot;&gt;hollandproperty&lt;/a&gt;.

Your family are always welcome, Danny. Looking forward to seeing you soon!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3083">hollandproperty</a>.</p>
<p>Your family are always welcome, Danny. Looking forward to seeing you soon!</p>
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		<title>
		Comment on Live Laugh Love: My Life As A Property Agent by hollandproperty		</title>
		<link>https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3083</link>

		<dc:creator><![CDATA[hollandproperty]]></dc:creator>
		<pubDate>Mon, 15 Jun 2020 06:00:07 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7614#comment-3083</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3082&quot;&gt;Ying&lt;/a&gt;.

Hi Ying! It&#039;s amazing how our paths are crossed! You and Steven are so nice couple. I treasure the friendship we have. I hope to visit your family in the US in the near future. Looking forward to that day!]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3082">Ying</a>.</p>
<p>Hi Ying! It&#8217;s amazing how our paths are crossed! You and Steven are so nice couple. I treasure the friendship we have. I hope to visit your family in the US in the near future. Looking forward to that day!</p>
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		<title>
		Comment on Live Laugh Love: My Life As A Property Agent by Ying		</title>
		<link>https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3082</link>

		<dc:creator><![CDATA[Ying]]></dc:creator>
		<pubDate>Mon, 15 Jun 2020 04:56:33 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7614#comment-3082</guid>

					<description><![CDATA[I’m the owner of the HDB flat in Danny’s story. When I read his blog, I’m so touched.
I came to know Danny while I was looking for an agent to rent out our HDB flat. The flat was vacant for many years due to the upgrading program. After the upgrading was completed, I wanted to rent it out. It was not easy to find an agent while you are overseas. I did a lot of research online and filtered out 2 agents. The first agent I called worked for a big real estate company. They have some standard process to follow. When I told him that my flat was vacant for many years, he was reluctant to even take a look at it. Then I called Danny. He sounded very nice and I feel an instant trust.
I asked my friend to hand him the keys, he sent me some photos of the flat. It was a mess! Luckily Danny agreed to help us find contractors clean up the flat, he even went out and found some reasonable priced appliances and furniture; The flat was quickly rented out.
After a few years, Danny suggested that we should renovate the flat so we can find good tenants and get higher rental. He put a lot of efforts to manage the renovation. We were so happy when we saw the photos after renovation. 
Danny is a sincere, trust worthy person. I’d highly recommend him for any of your real estate need. 
We were so lucky that we found Danny. He’s not only our agent, he has been our friend for a long time. Thank you Danny!]]></description>
			<content:encoded><![CDATA[<p>I’m the owner of the HDB flat in Danny’s story. When I read his blog, I’m so touched.<br />
I came to know Danny while I was looking for an agent to rent out our HDB flat. The flat was vacant for many years due to the upgrading program. After the upgrading was completed, I wanted to rent it out. It was not easy to find an agent while you are overseas. I did a lot of research online and filtered out 2 agents. The first agent I called worked for a big real estate company. They have some standard process to follow. When I told him that my flat was vacant for many years, he was reluctant to even take a look at it. Then I called Danny. He sounded very nice and I feel an instant trust.<br />
I asked my friend to hand him the keys, he sent me some photos of the flat. It was a mess! Luckily Danny agreed to help us find contractors clean up the flat, he even went out and found some reasonable priced appliances and furniture; The flat was quickly rented out.<br />
After a few years, Danny suggested that we should renovate the flat so we can find good tenants and get higher rental. He put a lot of efforts to manage the renovation. We were so happy when we saw the photos after renovation.<br />
Danny is a sincere, trust worthy person. I’d highly recommend him for any of your real estate need.<br />
We were so lucky that we found Danny. He’s not only our agent, he has been our friend for a long time. Thank you Danny!</p>
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		<title>
		Comment on Live Laugh Love: My Life As A Property Agent by hollandproperty		</title>
		<link>https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3070</link>

		<dc:creator><![CDATA[hollandproperty]]></dc:creator>
		<pubDate>Sat, 30 May 2020 15:33:44 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7614#comment-3070</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3066&quot;&gt;Stuart Chng&lt;/a&gt;.

There is another version: Eat Pray Love. A movie based on a true story acted by Julia Roberts. Nice movie.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3066">Stuart Chng</a>.</p>
<p>There is another version: Eat Pray Love. A movie based on a true story acted by Julia Roberts. Nice movie.</p>
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		<title>
		Comment on Live Laugh Love: My Life As A Property Agent by Stuart Chng		</title>
		<link>https://hollandproperty.com.sg/live-laugh-love-my-life-as-a-property-agent/#comment-3066</link>

		<dc:creator><![CDATA[Stuart Chng]]></dc:creator>
		<pubDate>Sat, 30 May 2020 07:45:47 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=7614#comment-3066</guid>

					<description><![CDATA[Live Laugh Love - You forgot one more... 


Makan! 🤪]]></description>
			<content:encoded><![CDATA[<p>Live Laugh Love &#8211; You forgot one more&#8230; </p>
<p>Makan! 🤪</p>
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		<title>
		Comment on Sell One Buy Two by HDB Flat Reached The Minimum Occupation Period (MOP) - What Next? - DARREN ONG &#38; ASSOCIATES		</title>
		<link>https://hollandproperty.com.sg/sell-one-buy-two/#comment-3050</link>

		<dc:creator><![CDATA[HDB Flat Reached The Minimum Occupation Period (MOP) - What Next? - DARREN ONG &#38; ASSOCIATES]]></dc:creator>
		<pubDate>Tue, 19 May 2020 20:38:14 +0000</pubDate>
		<guid isPermaLink="false">https://hollandproperty.com.sg/?p=2719#comment-3050</guid>

					<description><![CDATA[[&#8230;] Sell one buy two: [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Sell one buy two: [&#8230;]</p>
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