A home equity loan is a secured loan against the value of your home at a very low fixed interest rate. You can use the money for your needs and investments.
Category: Blog Posts
Why Lock-In Clause Is Not Always Bad For Home Loan
Why A Lock-In Clause Is Not Always Bad For Home Loan A home loan is the first thing a homebuyer needs to consider when buying a property. There are only rare fortunate few who can afford to buy without having to take a housing loan. With many HDB upgraders in the market this year, some […]
Is Your HDB Flat A “Retirement Asset”?
Since 2013, HDB resale flat prices have declined. With concerns of diminishing lease tenure, the trend will likely continue. Can you still count on your flat as a “retirement asset”?
Why Do People Still Buy When The Price PSF Is So High?
High price PSF is the norm for new launches. Why are so many people still buying? What other important factors should we consider when buying a property?
5 Blind Spots When Selling Your HDB Flat
Selling a HDB flat may not be as straightforward as you think. Do watch out for these 5 blind spots when you plan to sell your HDB flat because they can be costly pitfalls.
Property Supply Glut: Misconceptions Debunked
Do we have a property supply glut? This question is on the mind of many people, especially when there was an avalanche of about 60 new launches in 2019.
Sell One Buy Two
REVISIT SELL ONE BUY TWO “Sell one property buy two” is nothing new, but it has been in the spotlight recently. Some pundits have highlighted the risk of such strategy and cautioned buyers to exercise caution and prudence. Significant risks include loss of jobs and depreciation in property value. Our current slow economy has accentuated […]
Client’s interest or own interest?
Client’s Interest or Own Interest? There are times when a property agent has to choose between protecting a client’s interest or serving his/her own interest. I faced this dilemma recently. I brought a buyer to view a condo unit with an asking price of $1.29m. It was the lowest priced unit in the project. My buyer liked it and […]
DIY or using an agent?
DIY or Using An Agent? To answer this perennial question whether it is better to do-it-yourself (DIY) or engage an agent when buying or selling your property, let me share with you something that happened to me that is not property-related. A Car Accident I got into a car accident about six months ago. […]
Which Property Type Is For Me?
Which Property Types Is For Me? Different Property Options and Their Implications I am often approached by young couples asking me what property types should they buy for their first property. There isn’t a definitive answer. But these would be my personal priorities: BTO flat EC Private condo Resale flat Property Type 1: HDB Build-To-Order (BTO) Flat If […]
Will The New Holland Village Be Better Than The Old?
Will The New Holland Village Be Better? Holland Village is identified by The Urban Redevelopment Authority (URA) as one of Singapore’s endearing Identity Nodes and a distinctive lifestyle destination. URA then hatched a plan for a new Holland Village extension to the existing Holland Village. The Winning Bid In May 2018, in a dual-envelope (concept and […]
Failing To Plan Is Planning To Fail
Failing To Plan Is Planning To Fail A few years ago, when my son received his IB results, we were elated. He scored 44/45, just short of a perfect score. Fortunately, he has my wife’s intelligence gene. Confidently, my son applied for all the available scholarships. To our chagrin, all came to nought. Some were […]